Opulence Consultancy: November 2012

Travel Right Insurance

What are the benefit of travel insurance, whenever I go on a holiday or business trip?

Besides covering inconveniences such as loss of luggage and flight delay or cancellation, a travel insurance is essential to protect yourself from the high cost of medical care overseas and for getting help in a foreign country.

A comprehensive travel insurance can offer:

reimbursement of up to RM300,000 for medical/surgical or hospitalisation charges incurred overseas. Illness, any sudden and unexpected deterioration of health certified by a registered or competent Medical Practitioner.
reimbursement for follow-up treatment in Malaysia
reimbursement of actual expenses for accommodation, communication, economy class air fare, travel expenses and meals incurred by one immediate family member due to hospitalisation of insured person
free 24-hour worldwide travel assistance:
- pre-travel advice on visa and vaccination requirements •
- medical assistance in an emergency or evacuation or repatriation
- travel assistance: lost luggage, passports, cash, foreign language interpretation

Premiums start as low as RM32 per person for a 5-day trip.

8 Critical Benefits are

Medical, Hospitalisation & Treatment Expenses
Emergency Medical Evacuation & Repatriation
Reimbursement of Deposits or Full Payment of Air Tickets or Tour Packages
Repatriation of Mortal Remains
Compassionate Visitation Benefits
Accidental Death
Permanent Disablement
24 Hours Emergency Hotline

Policy booklet> Click Here

Travel Right Proposal Form

If you love to travel frequently, or you make regular business trips in the year, you may want to consider taking up the annual travel insurance which covers unlimited number of trips in a policy year.