Multi Medical Protector
This policy provides coverage for surgery or treatment in hospital for both inpatient and outpatient treatment as well as all covered conditions regardless whether it is a minor or major disability.
Major disabilities includes heart attack, stroke, cancer, brain surgery, open heart surgery, coma, major organ transplant.
To make an appointment or question, please
Email to opulence.consultancy@gmail.com
SMS to 012 2098986
Email to opulence.consultancy@gmail.com
SMS to 012 2098986
The policy does not cover:
- Illnesses contracted within the first 30 days for Part I ¡V Basic Benefits, and Major Disability diagnosed within the first 30 days
- Pre-Existing Conditions for the first 12 months.
- Specific Illnesses are not covered for the first 120 days
- Congenital conditions, dental and maternity conditions, AIDS/HIV related conditions
- Self-inflicted injury or suicide, circumcision of all causes
- Psychotic, mental or nervous disorders
- Cosmetic or plastic surgery
- War, strike, riot, civil commotion
- Routine medical or physical examination, investigative procedures
- Persons who resides outside Malaysia for more than 90 days consecutively while the Policy is in force
To make an appointment or question, please
Email to: opulence.consultancy@gmail.com
SMS or Call: +6012 2098986
SMS or Call: +6012 2098986
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