Having a family to come home to is the ultimate joy you’ve ever experienced. Loved ones are the little treasures that give that extra meaning and fulfillment as you journey through life.
Family PA Partners protects proposer and his/her family against accidental death, permanent disablement, incurrence of medical, rehabilitation and bereavement expenses and more, through comprehensive coverage benefits. On top of that, TMIM PA Partner also includes renewal bonus benefits, double indemnity and optional personal liability features for added value.
1. SCOPE OF COVER
- Accidental Death
- Permanent Disablement
- Medical Expenses
- Ambulance Fees
- Reimbursement up to the limit as specified for charges by the hospital or by a private ambulance company for emergency/ambulance response and treatment on the Insured in respect of any accident bodily injury sustained.
- Bereavement Allowances
- Hospital Income
- A daily cash allowance for each complete day of confinement in a registered hospital for treatment of bodily injury resulting from a covered accident provided such hospitalization must occur with 14 days of the accident.
- Repatriation Expenses
- Rehabilitation Allowance
- Payment of the amount as specified upon discharge of the Insured from the hospitalization of a period exceeding 7 days as a result of a covered accident.
- Travel Allowance
- Renewal Bonus
- Double Indemnity
- Personal Liability
Family PA Partner insurance protects proposer and his/her family 24 hours a day, 365 days a year, anywhere in the world for death or bodily injury caused by accidental means such as (but not limited to) the following:
- Fire, explosions and natural perils
- Murder and unprovoked assault
- Strike, riot and civil commotion
- Hijacking (excluding Terrorism)
- Most amateur sports activities (subject to policy exclusions)
- Disappearance and exposure to elements
- Intoxication by liquor
- Intoxication by drugs (prescribed by doctors)
- Harmful insects (excluding diseases transmitted by such insects), snakes and animal bites
- Food and drink poisoning
- Motorcycling (subject to policy exclusions)
- Gas Inhalation
- Electrocution
- Air travel as a fare paying passenger in any aircraft licenses passenger service on scheduled or unscheduled flights (subject to policy exclusions)
- Drowning
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| Choices of Plans and Benefits |
Family PA Partner
- Age Limit : 1 month up to 65 years old
- Definition : Spouse - the proposer’s legal husband/wife who is not legally separated or divorced at the commencement of the policy. Spouse shall mean one legal spouse as named in the Policy Schedule.
- Children - children shall mean natural children, step-children or legally adopted children as named in the policy schedule between the age of one (1) month to eighteen (18) years or up to twenty three (23) years who is full time student in a recognized education institution provided he/she is unmarried and financially dependent upon the proposer.
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