MSIG Overseas Student Insurance

MSIG Overseas Student Insurance

MSIG’s Overseas Student Insurance is a 24-hour worldwide plan that will compensate you for injuries, disability or death caused by accidental means, and expenses incurred for Emergency Medical Evacuation.

It is specially designed for students between the age of 16 to 55 years and studying abroad at an overseas Educational Institution.

There are 2 plans you can choose that suit your needs.

Benefits of  MSIG Overseas Student Insurance

Personal Accident – Death/Permanent Disablement

Covers death, loss of limbs or sight or permanent total disablement due to accidents anywhere in the world.

Emergency Medical Evacuation (overseas only)

• Transportation to nearest hospital or repatriation when medically appropriate
• Air/Surface evacuation
• Repatriation or transportation of mortal remains
• Arrangement and payment of compassionate visit
• Accommodation expenses for compassionate visit

Cancellation Prior to Departure

Cover you for pre paid tuition fees which are not liable for refund by the Education Instuite if your trip is unavoidably cancelled before departure in the event of

• Your death of any immediate family member
• Your/your immediate family confinement in a hospital due to bodily injury or terminal sickness

24/7 Emergency and travel assistance

• Hospital admission
• Emergency medical evacuation
• Compassionate visit
• Medical service provider referral
• Lost/Stolen baggage or travel document
• Visa requirement
• Inoculation info

Optional cover

Personal Liability – Third Party Bodily Injury/Property Damage

Indemnify all sums that you are legally liable occurring outside of Malaysia

• accidental bodily injury or sickness of another person
• accidental loss or damage the the property of another person

Baggage and Personal Effects

Cover cost of repair to damaged baggage or loss of your personal effects as a fare paying passenger on a common carrier.

Medical Expenses for Injury

Reimburse you medical expenses incurred resulting from injury while overseas or on visit to Malaysia.

If you suffer’s an injury while oversea or visiting Malaysia, the medical expenses incurred oversea within 90 days of that injury will be payable. Both incidences must fall within the Period of Insurance.

Study Interruption

In the event that you are prevented from continuing your studies at the Educational Institution, MSIG will reimburse you for Semester’s Tuition Fee paid in advance because of:

• Your hospitalisation for more than one consecutive month due to an injury;
• Your terminal sickness;
• Your medical repatriation;
• The death of your immediate family member.

Temporary Accommodation

If your lodging has been rendered uninhabitable as a result of fire, flood, earthquake, etc, you are covered for the cost of temporary accommodation for up to a limit of the Plan applied for.

This is a Cash before cover policy. The insurance shall not be effective unless premium payable has been paid.

Thank you for your support.