Free extensions of coverage For Multi Lucky Personal Accident Insurance

MULTI LUCKY Personal Accident Insurance
FREE extension coverage

19 Free extensions of coverage
For Multi Lucky Personal Accident Insurance
Motorcycling
Unprovoked assault or murder
Suffocation by smoke, fumes and poisonous gas
Food and drink poisoning
Intoxicant of prescribe drugs
Amateur sports
Winter sports
Scuba diving (as a leisure diver not exceeding 50meters)
Water sports including yachting and water skiing
Hunting
Polo playing
Bungee jumping
Strike, riot and civil commotion
Natural disasters
Exposure to natural elements
Insect, snake and animal attack
Disappearance
Drowning
Hijacking

Features of Multi lucky PA
Value for Money
pay for important & critical coverage only
renewal bonus up to 50%
40% discount for spouse

Caring policy
200% of original capital sum insured with total paralysis care
hospital income up to 300 days
settle your outstanding financial obligation on housing and or motor and or credit cards

Protection can be easy as ABC
no medical check up
major credit cards accepted
auto renewal (optional)

MULTI LUCKY Personal Accident Insurance

MULTI LUCKY Personal Accident Insurance

Life can be unpredictable. No one knows when an accident can happen. Serious events can cause major changes in your life or the lives of your love ones. The lifestyle and comfort you and your spouse are enjoying now may be disrupted by an accident. Overnight, things could look very different. That is why a comprehensive accident policy is essential for you to fall back on financially.

With Multi Lucky personal accident insurance, you can be assured of a reliable help in time of need. All claims are paid in full within 7 days of full document summition.

Benefits at a glance …..

Value for money

• pay for important & critical coverage only
• renewal bonus up to 50%
• 40% discount for spouse

Caring policy

• 200% of original capital sum insured with total paralysis care
• hospital income up to 300 days
• settle your outstanding financial obligation on housing and or motor and or credit cards

Protection can be easy as ABC

• no medical check up
• major credit cards accepted
• auto renewal (optional)

What are the advantages of Multi Lucky PA?

In the event of an Accident …..

Total paralysis care

• a lump sum of 200% of capital sum insured will be payable

Financial obligation

• Multi purpose will settle your outstanding financial obligation on your
  • housing loan and/or
  • motor loan up to six months repayment sum and/or
  • outstanding balance on your credit card
• amount payable depends on the plan selected.

Kidnap benefit

• lump sum of RM5,000 for necessary expenses
• up to RM70,000 financial reward for information leading to the recovery of the insured
• capital sum insured will be paid in full if the kidnapped insured is not recovered after one year from the day of kidnap

No claim bonus

• increase of 10% of capital sum insured on each renewal up to maximum 50% if no claims have been lodged

Double indemnity

• compensation shall be doubled in the event of an accident resulting in Death or Permanent Total Paralysis whilist travelling as a fare paying passenger on any mode of transport

Coverage

• 24/7 worldwide coverage

Eligibility

• 13-17 years (plan 1 only)
• 18-65 years, renewable up to 70 years old (all plans)
• student studying overseas
• foreigners on a case by case basis
• excluded occupations are ……

Comprehensive benefits

In the event of an Accident …..

Death and permanent disablement

• lump sum payment in the event of  Death and permanent disablement

Hospital income

• daily benefit up to 300 days for the period the insured is confined in a hospital for more than 12 hours for treatment of bodily injuries resulting from an accident

Repatriation expenses

• reimbursment of actual expenses incured up to maximum amount as plan selected

Personal liability

• cover legal liability againtst thied party bodily injury and property damage

EXCLUSION of coverage are

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