Medic Plus is designed to complement and provide protection as a secondary level of cover to the Hospitalisation & Surgical Insurance that you may have purchased or where you are covered by a policy arranged by your employer.
Tokio Marine’s Medic Plus is here to take away your fear of insufficient medical coverage.
List of benefits
- All eligible expenses shall be reimbursed up to the Limits of Policy.
- Renewal guaranteed after 12 months of 'claims-free' period.
- No requirement of re-declaration of health status at renewal.
- 'Hassle Free' facility for admission & discharge from hospitals for disabilities and illnesses covered.
- Medical costs for organ transplant are fully reimbursable up to the Limits of Policy.
- Covered: - Out-patient treatments for Cancer & Kidney Dialysis.
- Covered: - Out-patient Physiotherapy Treatments & Home Nursing Care after hospitalisation.
- Maximum lifetime limit: RM750,000
Medic Plus is designed to complement and provide protection as a secondary level of cover to the Hospitalisation & Surgical Insurance that you may have purchased or where you are covered by a policy arranged by your employer.
The benefits of a basic/standard cover are unlikely to be adequate to meet the ever-increasing cost of medical expenses and health care for complicated, serious or complex surgeries.
Medic Plus helps to bridge the gap with its limits intentionally set at a high level and it operates when the benefits/limits of your existing insurance cover have become exhausted.
- Accidental Death benefits payable.
- High limits of cover at low and affordable premium.
- One common level of premium regardless of gender and classes of occupations.
- 30% automatic increase of Overall Annual Limit when you hold a Medic Partner Policy with us for not less than 2 consecutive years.
- High maximum entry age: 65 years and renewable up to 70 years.
- Deductible per Disability: - RM10,000 - RM5,000 (if confined to Malaysian Government Hospital)
- Only one Deductible shall apply if family members are injured in the same accident.
To make an appointment or if you have any question, please
Email: opulence.consultancy@gmail.com
SMS or call: +6012 2098986
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